Personal Injury & Auto Accident Info

More Auto Insurance tips

Know your state's auto insurance requirements:
Most states require you to carry a minimum amount of liability coverage. Many states have "no-fault" auto insurance systems. Coverage for medical costs for you and your passengers is optional in some states. Coverage for damage to your car is optional.

Read your policy:
Yes, even the fine print! Ask questions. Keep your policy at hand. Call your insurer to keep your policy up-to-date, inform your agent of any changes (new car, new job, new driver, etc.), and ask periodically about any possible discounts. Review your policy yearly with your insurer.

Keep your auto insurance information with you:
Many states require drivers to carry a proof-of-insurance card with them when driving. Ask your insurer for a card, and keep it in your wallet or in your car.

Auto Insurance - Tips

The best way to keep low auto insurance is to have a good driving record!

Here's some other tips for the best auto insurance:

1. shop around for auto insurance, get at least 3 quotes
2. compare auto insurance rates for the car before you buy it
3. aks for higher deductibles
4. reduce auto insurance coverage on older cars that aren't worth that much
5. buy home and auto insurance from the same provider, many offer discounts
6. ask if your company provides group rates for auto insurance
7. ask about other discounts from your auto insurance provider

Mesothelioma - Asbestos Cancer

Plaintiffs with mesothelioma or other asbestos-related cancers -- is increasing, such that "jury verdicts that were coming back two to three years ago in the $2.5 to $3 million range are now coming in at the $4.5 to $6 million range," Joseph F. Rice of Motley Rice, a national plaintiffs' mass tort practice said.

In the United States, the average mesothelioma-related settlement was $1 million; for cases that go to trial awards averaged $6 million, according to a study by the RAND Corporation. Only a small fraction of the thousands of asbestos-related lawsuits in the United States every year are related to mesothelioma. In 2004, a bill in the United States Senate aimed at asbestos litigation reform failed to reach a floor vote. In January of 2005, Senate Judiciary Committee Chairman Arlen Specter announced he would again try to pass an asbestos litigation reform bill.

A separate bill introduced on March 17, 2005, the Fairness in Asbestos Injury Resolution Act of 2005 (FAIR act of 2005), seeks to ensure a set amount of compensation dependent on the symptoms of the victim. The range is from Medical Monitoring for victims with Asbestosis or Pleural Disease to $35,000 for victims with Mixed Disease With Impairment all the way to over $1,000,000 for Mesothelioma victims and nonsmoking Lung Cancer victims.